Cookie Policy
This Cookie Policy explains how Woodsmoke Post uses cookies and similar technologies to recognize you when you visit our website focused on the 50/30/20 financial framework in Canada.
1. Introduction and Legal Context
Woodsmoke Post ("we", "us", or "our") is committed to protecting your privacy while providing high-quality financial education. As we operate out of Winnipeg, Manitoba, our data collection practices are governed by the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada.
While Manitoba does not have its own private-sector privacy legislation, we adhere to federal standards and, where applicable, international standards such as the GDPR for our global visitors. This policy describes what cookies are, how we use them, and your rights to control our use of them.
2. What are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.
- First-party cookies: Set by the website owner (Woodsmoke Post).
- Third-party cookies: Set by parties other than the website owner, enabling third-party features such as advertising or interactive content.
- Session cookies: Temporary files that expire when you close your browser.
- Persistent cookies: Remain on your device for a set period or until you delete them.
3. Categories of Cookies We Use
| Category | Purpose | Lifespan |
|---|---|---|
| Strictly Necessary | Essential for you to browse the site and use its features, such as accessing secure areas or calculating 50/30/20 ratios. | Session to 1 year |
| Analytical/Performance | These cookies collect information about how visitors use our site, for instance, which pages visitors go to most often. | 24 hours to 2 years |
| Marketing & Targeting | Used to deliver advertisements more relevant to you and your financial interests in the Canadian market. | Up to 1 year |
4. Third-Party Cookies
In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the service and deliver advertisements. These third parties (e.g., Google Analytics, Meta) may use cookies, web beacons, and other storage technologies to collect or receive information from Woodsmoke Post and elsewhere on the internet.
We do not control these third-party technologies and their use is governed by the privacy policies of third parties using such technologies.
5. Legal Basis for Processing
In accordance with PIPEDA (Canada) and the ePrivacy Directive (EU), we process cookies based on the following:
- Contractual Necessity: For cookies strictly necessary for the operation of the site.
- Consent: For analytical, functional, and marketing cookies. By clicking "Accept" on our cookie banner, you provide express consent for these purposes.
- Legitimate Interest: In certain cases where the data processing does not override your fundamental rights and freedoms.
6. How to Manage Cookies
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the settings button below:
Alternatively, most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.
Contact Us
If you have any questions about our use of cookies or other technologies, please contact the Woodsmoke Post data protection officer at: